Best Personal Loans in New York • Quick Loans

If you need to cover a major expense but don’t have enough money, a personal loan may be your solution. A personal loan is a one-time cash injection that you repay over time with an installment payment plan. Find a suitable lender using Benzinga’s list of the best personal loans in New York.

Best Personal Loans in New York

Online lenders and loan comparison services make it easy to apply for a loan from the comfort of your couch.

Credible

Connect to lenders using Credible’s free loan comparison service. Credible has a smooth and easy to use platform. By answering a few questions, you can prequalify for loans without hurting your credit score. It takes less than 2 minutes.

Credible will connect you with lenders offering several types of credit and loans: credit cards, mortgages, private student loans, personal loans and refinancing options.

Loans range from $1,000 to $100,000. Terms and rates depend on individual lenders and your creditworthiness. You can use most of Credible’s personal loans as you see fit, although some lenders offer targeted use loans.

Simplify your loan search using Credible. Choose the loan that’s right for you. Credible is so certain it can get you the best deal possible that it’s willing to bet on it. If you find a better rate elsewhere, you’ll get $200.

Disclosure: See conditions*

SoFi

SoFi is a digital lending platform. SoFi offers home loans, private student loans, and personal loans. You can also apply for mortgage refinancing and student loans.

SoFi’s personal loan is ideal for refinancing debt and covering home improvement costs. Borrow anywhere between $5,000 and $100,000. This loan has low fixed rates and terms ranging from 2 to 5 years.

There are no fees associated with a personal loan from SoFi, such as origination fees or prepayment fees.

Prequalify without checking your score, then complete your online application in a simple 3-step process. Your rate check does not appear on your credit report.

SoFi

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Disclosure: Fixed rates from 6.99% APR to 21.78% APR. The APR reflects the 0.25% rebate on automatic payment and a 0.25% rebate on direct deposit. SoFi rate ranges are effective as of 3/24/22 and are subject to change without notice. Not all rates and amounts are available in all states. See personal loan eligibility details. Not all applicants qualify for the lowest rate. The lowest rates reserved for the most creditworthy borrowers. Your actual rate will be within the range of rates shown above and will depend on a variety of factors including your credit rating, income and other factors. See APR examples and terms. The SoFi 0.25% AutoPay Interest Rate Reduction requires you to agree to make monthly principal and interest payments by automatic monthly debit from a savings or checking account. The benefit will cease and be forfeited during periods when you do not pay by direct debit from a savings or checking account.

Personal loan considerations

A personal loan is best if you need a lump sum deposit to fund a larger expense or refinance your debt at a lower interest rate. Look for personal loans with low rates, flexible terms and low fees. Make sure you only accept a loan with terms that you know you can meet. Beware of predatory lenders or bad loans, especially online.

Personal loans vs credit cards

Choose a personal loan if you have a specific expense or goal that requires 1 lump sum payment. A credit card is best for small daily purchases. Personal loans often have rigid terms and low fixed interest rates, while credit cards are revolving lines of credit and have variable rates that can be quite high.

Find a personal loan today

No matter what you need it for, a personal loan is a financially sound way to get extra cash when you need it. Low rates and flexible terms often make them a more attractive alternative to credit cards. Contact one of our approved lenders to apply today.


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