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Best personal loans with a cosigner in January 2022
First Tech Credit Union was founded in 1952 and offers its members small personal loans, giving those with low to medium credit profiles access to better rates with minimal fees. Rates are competitive – starting at 6.70% – especially for those with lower credit scores, and First Tech allows co-signers. Unless you live in Lane […]
Payday loans might not be as secure as you think
WISCONSIN – With record unemployment figures, many are feeling rushed to find money. A payday loan may seem like a quick and easy way to get money fast, but experts say to be careful as it could end up leaving you in a worse situation. Jim Temmer, president / CEO of Better Business Bureau Serving […]
What you need to know about payday loans and auto title loans
If the coronavirus pandemic is causing you financial stress, you are not alone. Millions of Americans have lost all or part of their income because they cannot work. Government Economic Impact Payments can help, but some people may look for other ways to borrow money for a short period of time. They may consider options […]
Are Payday Loans Safe For Consumers?
Payday loan racketeering may have become more difficult for lenders, but it is still dangerous for consumers. Last week, the Consumer Financial Protection Bureau announcement a new set of protections for borrowers who use these services. Financial experts and consumer advocates have strongly criticized the payday lending industry for its predatory practices that trap borrowers […]
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Best personal loans for fair credit February 2022
Lender APR Range Minimum loan amount Maximum loan amount terms Recommended credit score Reached Best overall 3.22% to 35.99% $1,000 $50,000 3 or 5 years 580+ To pay best debt consolidation loan 5.99% to 24.99% (min. 6.99% for loans > $15,000) $5,000 $40,000 2 to 5 years 640+ LendingPoint Minimum best credit rating required 9.99% […]
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Serious review of personal loans
As of April 20, 2020, Earnest is not currently accepting new personal loan applications. Benefits explained No charges – Earnest will not charge you any set-up fees or prepayment penalties if you want to prepay your loan. Competitive interest rates – Personal loan rates start at 5.99% for applicants who are able to meet Earnest’s […]